Terms and Conditions
Last updated: January 2025
1. Acceptance of Terms
By accessing and using the website of Caplenorivo Consultoría Financiera S.A. de C.V. (hereinafter "Caplenorivo"), you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, we ask that you do not use our website or our services.
2. Description of Services
Caplenorivo offers advisory and information services about government financial support programs, financial education, and personal economic planning. Our services are informational and consultative in nature and do not constitute professional legal, tax, or investment advice.
3. Website Use
You agree to use our website in a legal and responsible manner. It is prohibited to: use the site for illegal or unauthorized purposes, attempt to access restricted areas of the site, transmit viruses or malicious code, and collect information from other users without authorization.
4. Intellectual Property
All content on this website, including texts, graphics, logos, images, and software, is the property of Caplenorivo or its licensors and is protected by the intellectual property laws of Mexico and international treaties. Reproduction without prior written authorization is not permitted.
5. Limitation of Liability
The information provided on this website is for general informational purposes. Caplenorivo does not guarantee the accuracy, completeness, or timeliness of information about government programs, as these may change without prior notice. Financial decisions based on our information are the sole responsibility of the user.
6. Privacy
The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these terms and conditions. We recommend that you read it carefully.
7. Modifications
We reserve the right to modify these terms and conditions at any time. Modifications will take effect from their publication on the website. Continued use of the site after such modifications constitutes your acceptance of the new terms.
8. Applicable Law and Jurisdiction
These terms and conditions are governed by the laws of the United Mexican States. For any controversy arising from the use of this website, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other venue that may correspond to them.
9. Contact
For any inquiries about these terms and conditions, you can contact us at: Caplenorivo Consultoría Financiera S.A. de C.V., Av. Paseo de la Reforma 250, Col. Juárez, C.P. 06600, Mexico City, Mexico. Email: contacto@caplenorivo.com